Legal & Support

Who are we?

This site is owned and operated by 1^st Class Research Ltd, registered in England under company number 14883710. Please read our detailed privacy policy to learn more about us as well as how we process your personal data. This privacy notice aims at providing in brief some information about why we collect, use and store your data when you visit our website or use any of our services.

Personal Data That We Collect

The type of personal data we process about you may be:

• Your personal contact details such as your name, email address and telephone number. We may also collect details about your visits to our website for marketing stats and in order that we improve our services. When you visit our website, we may collect your IP (internet protocol) address and information about your device, browser as well as your location.
• If you are a registered subscriber or have used any of our services, we may process your email behaviour i.e., whether you have received the email and opened or read it. We may also process data you have shared on public websites or social media.

How We Use Personal Data

We process your data in accordance with the EU data protection law as well as other applicable laws. Across our business practices we ensure that your data is processed fairly and lawfully. Furthermore, we make sure that your data is processed for the purposes it was originally collected for, kept up to date, relevant and not excessive, not kept longer than necessary and kept secure by adopting best industry practises. We require your personal data in order that we:

• Comply with legal obligations;
• Provide services as requested by you under the contract entered with you and;
• Carry out other business activities in the Company’s legitimate interest where your rights to privacy do not override our business interest such as for direct marketing.

These Terms and Conditions are an agreement between you and F&O Research (“we”, “us”, “our”). By using our services you are agreeing to by bound by these Terms and Conditions. If we change these Terms and Conditions, they will be updated here. Your continued subscription to F&O Research means you accept any new or modified Terms and Conditions.

You must be at least 18 years of age to use this website and/or subscribe to our services. By using this website and by agreeing to these terms and conditions, you warrant and represent that you are at least 18 years of age.

Disclaimer and Risk Warning

All content is provided for general information only. All content may contain opinions and does not constitute advice or a personal recommendation to buy, sell or hold any investment. It does not take into consideration your personal circumstances, attitude to risk, experience, knowledge and understanding, or your financial situation. Please ensure you fully understand the risks involved with financial markets and seek independent advice if necessary. No representation or warranty is given on the present or future value or price of any investment, and investors should form their own view on any proposed investment. No liability is accepted for any loss or detriment in any way related to the content provided by F&O Research, the provision of which is not regulated by the Financial Conduct Authority. F&O Research expressly disclaims all liability from actions or transactions arising out of the usage of this content. By using our services, you expressly agree to hold F&O Research and its parent, agents, affiliates, directors, officers, shareholders and employees harmless against any claims whatsoever and confirm that your actions are at your sole discretion and risk. Past performance is no indication of future performance. The value of investments may fall as well as rise.

Subscriptions

Subscribers will receive:

• City View (distributed daily)
• The Chartist (weekly)
• Special Reports (ad-hoc)

The frequency of content distribution, as detailed above, is only a guide and will be determined at the sole discretion of F&O Research.

Subscribers agree to receive information via email and SMS and/or WhatsApp.

F&O Research compiles information from a variety of sources. We believe this information to be accurate and reliable, that said we are not responsible for such content and cannot guarantee our information reaches you in an accurate, timely, complete, or error-free state.

Pricing and Cancellations

Annual or Monthly payment options are available for F&O Research subscriptions. Prices are published on the website. Prices are subject to change and F&O Research reserves the right to change these prices at any time and without prior notice. Charges are reoccurring and can be cancelled at any time by emailing info@fandoresearch.com. You are entitled to a full refund if we receive your cancellation request within 14 calendar days of your subscription payment. We do not offer partial or pro-rata refunds, therefore you will not be entitled to a refund if we receive your cancellation request after 14 calendar days of your subscription payment.

License to use website

Unless otherwise stated, F&O Research and/or its licensors own the intellectual property rights in, and material on, the website and subscriber publications. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website and/or subscriber publications for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

• republish material from this website and/or subscriber publications (including republication on another website);
• sell, rent or sub-license material from the website and/or subscriber publications;
• show any material from the website and/or subscriber publications in public;
• reproduce, duplicate, copy or otherwise exploit material on this website and/or subscriber publications for a commercial purpose;
• edit or otherwise modify any material on the website and/or subscriber publications; or
• redistribute material from this website and/or subscriber publications.

Acceptable Use

You must not use this website and/or subscriber publications in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without F&O Research’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without F&O Research’s express written consent.

No Warranties

This website and/or subscriber publications are provided “as is” without any representations or warranties, express or implied. F&O Research makes no representations or warranties in relation to this website and/or subscriber publications.

Without prejudice to the generality of the foregoing paragraph, F&O Research does not warrant that:

• this website and/or subscriber publications will be constantly available, or available at all; or
• the information on this website and/or subscriber publications, is complete, true, accurate or non-misleading.

Nothing on this website and/or subscriber publications constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

F&O Research will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website and/or subscriber publications:

• for any direct loss;
• for any indirect, special or consequential loss; or
• for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if F&O Research has been expressly advised of the potential loss.

Exceptions
Nothing in this disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit F&O Research’s liability in respect of any:

• death or personal injury caused by F&O Research’s negligence;
• fraud or fraudulent misrepresentation on the part of F&O Research; or
• matter which it would be illegal or unlawful for F&O Research to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness
By using this website and/or subscription services, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website and/or subscription services.

Other parties
You accept that, as a limited liability entity, F&O Research has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against F&O Research’s officers or employees in respect of any losses you suffer in connection with the website and/or subscription services.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect F&O Research’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as F&O Research.

Unenforceable Provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Indemnity
You hereby indemnify F&O Research and undertake to keep F&O Research indemnified against any losses, damages, costs, liabilities and expenses including without limitation legal expenses and any amounts paid by F&O Research to a third party in settlement of a claim or dispute on the advice of F&O Research’s legal advisers incurred or suffered by F&O Research arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions
Without prejudice to F&O Research’s other rights under these terms and conditions, if you breach these terms and conditions in any way, F&O Research may take such action as F&O Research deems appropriate to deal with the breach, including suspending your access to the website and/or subscription services, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Variation
F&O Research may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Assignment
F&O Research may transfer, sub-contract or otherwise deal with F&O Research’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Severability
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement
These terms and conditions constitute the entire agreement between you and F&O Research in relation to your use of this website and/or subscription services, and supersede all previous agreements in respect of your use of this website and/or subscription services.